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It is our goal to offer you a customized retirement plan solution for you and your employees. It is important that we meet with you to determine your goals and then design a plan that will enable you to meet those goals. Some of the plans you may consider are:
- Traditional 401k
- Safe Harbor 401(k)
- Profit Sharing (New Comparability, Age Weighted, Integrated etc.)
- Defined Benefit Plans
- Section 125 plans / Flexible Spending Account
After we determine what Plan will help meet your goals we will go through some simple steps to complete the set up process.
- Complete Employer Applications and Employee Census
- Schedule Employee Education Meetings
- Order Employee Enrollment Kits
- Sign Plan Adoption Agreement and Document
- Schedule first 401(k) deferral (if applicable)
It is important that you understand that from a legal perspective the Plan Sponsor (Employer) is consider the Fiduciary of the Plan. It is the Fiduciary’s responsibility to make sure that the plan is in compliance with ERISA 404(c). Here are some things we do for you to help you fulfill your Fiduciary responsibilities:
- Package Employee Benefit Materials
- Communicate Benefits To Employees
- Offer Investment Education and Advise
- One-on-One Planning Meetings for all employees
- Complete Investment Risk Questionnaire, Project Future Cash Flow Needs, Retirement Needs Analysis, Asset Allocation, Fund Selection, Portfolio Analysis.
- Complete Annual Plan and Investment Review
It is important that we continue to review your plan as your company grows, we offer assistance quarterly and annually, holding enrollment and education meetings and working with Plans Sponsor do some end of year tax planning.
CONTACT OUR RETIREMENT PLAN SPECIALIST TO START YOUR RETIREMENT PLAN TODAY (800) 548-2671
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